2018 WCCU Flood Relief Assistance
Historic Flooding Repeats Itself in 2018
After heavy rains and flash floods blanketed Southwest Wisconsin on August 27th & 28th, the region was hit again one week later with additional rains and rising floodwaters. WCCU invites community members to join us in donating to local efforts to help people recover. Current members impacted by the rains and floods are eligible for assistance and financial relief through WCCU.
Flood Relief Loan Deferral1
Defer monthly loan payments for up to two months on an eligible WCCU Credit Union personal loan or vehicle loan. (Does NOT appear as a late payment on your credit report and does NOT accrue late fees. The length of your loan term is simply extended.)
Not all loans qualify. Must have made at least 3 on-time payments. Call or visit a loan officer to see if your loan will qualify. Applications must be received by September 28, 2018.
Flood Relief Personal Loan
Receive a low-rate personal loan with special terms to help with costs of disaster recovery and repair.
- Up to $5,000
- Fixed rate of 1.99% APR2 for up to 36 months
- No payment due for first 45 days
Applications are due by September 28, 2018. Call or visit your loan officer to discuss qualifications.
How to Apply
To apply for a Loan Deferral, call or visit your local WCCU branch.
To apply for a Flood Relief Personal Loan, call or visit your local WCCU branch.
Applications for these offers are not available online.
Flood Donations
WCCU is accepting financial donations for flood disaster recovery at all branch locations to be distributed in Crawford, Juneau, Monroe, Richland, Sauk, and Vernon Counties.
More information is available on our website.
1In order to qualify for loan deferral, loan must be in current status and open for at least three months. Eligible loans are monthly installment consumer loans. (Please speak with a loan officer to see if your loan will qualify.) Interest will continue to accrue during the deferred month(s). Deferral of payment will extend the life of the loan and may cause an increase in final payment amount. GAP may be affected by loan deferral. Offer subject to approval. Program may be changed or discontinued at any time. Offer open to impacted members only (at loan officer’s discretion). Applications must be received by September 28, 2018.
2APR is Annual Percentage Rate. Rate as of September 4, 2018 and subject to change. One limited-term personal loan per household. Offer valid with new personal loans only and subject to underwriting criteria. Program may be changed or discontinued at any time. Offer open to impacted members only (at loan officer’s discretion). Applications must be received by September 28, 2018.