With our WCCU App you can simply take a picture of the check and deposit it into your account. Simply log into the mobile app on your iPhone or Android device and make deposits into your account.(You must be enrolled in WCCU online banking service. Need to enroll? Visit our website or simply download the WCCU Mobile App. (FREE Download available at the App Store and Google Play).
Due to a change in regulation, all checks deposited through WCCU Mobile Deposit must be endorsed with the following words:
For Mobile Deposit at WCCU Only
If you do not use this form of endorsement, the check may be rejected. The endorsement would need to be corrected and the check re-deposited.
You will receive an email to confirm your check was submitted. If your check is rejected, an additional email will be sent to notify you.
We recommend holding on to the check, or a sufficient copy of the front and back of it, for 60 days in the event of a deposit dispute. After that, we encourage you to shred the check.
Only single-party domestic checks made payable to the owner(s) of the account may be deposited.
The following is a list of unacceptable items that may not be deposited using Remote Deposit:
There is no limit on the number of checks deposited, however, the maximum allowable amount per day is $10,000
The total amount of deposits made (less any holds that apply according to the Funds Availability Policy, up to your available deposit limit), will be credited to your account.
When taking the check image:
After taking the check image, ensure the following: