Upcoming Holiday Hours & Processing Times

 ACH and Mobile Deposit processing times may be impacted.

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All WCCU Offices will be closing at Noon on Friday, December 24th in observance of Christmas Eve and will be CLOSED Saturday, December 25th, Christmas Day.  All offices will reopen with normal business hours on Monday, December 27th.

The following week, WCCU Offices will close at 3:00 P.M. on Friday, December 31st for New Year’s Eve and will be CLOSED Saturday, January 1st in observance of New Year’s Day.  All offices will reopen with normal business hours on Monday, January 3rd.

To access your account online while our offices are closed, use the Online Banking login box on our homepage.

Some ACH external transfers, ACH postings, and mobile deposits (made through our mobile app) may be impacted due to the holiday closures. If you have a specific question or concern regarding the services and their availability through the holidays, please contact us.

ACH Postings (debits and credits processed electronically through ACH)

  • ACH postings will post as usual on December 24th.
  • ACH postings for December 27th will be delayed approximately an hour that morning.

 

Mobile Deposit (using the WCCU Mobile App to take a photo of a check and deposit it)

  • Checks deposited on December 24th after 9:30 AM will be credited on December 27th at 10:30 AM.
  • Checks deposited on December 31st after 2:00 PM will be credited on January 3rd at 10:30 AM.

 

Online ACH Transfers (a transfer in online banking scheduled to/from an external financial institution)

  • (Internal transfers between WCCU accounts will be instant, as they are not impacted by holiday closures.)
  • For external transfers scheduled after 11:30 AM on December 24th, funds will transfer on December 27th with a posting date at the other financial on approximately December 28th.
  • For external transfers scheduled after 2:00 pm on December 31st, funds will transfer on January 3rd with a posting date at the other financial on approximately January 4th.