Money Management

Higher dividends for larger deposits! Money Management is a great way to keep cash available while earning a higher rate than the typical savings account. It offers flexibility with a competitive rate of return.

  • Minimum balance $2,500.
  • Competitive, variable, tiered rate dividends which are paid monthly on daily balances of $2,500 or over.
  • If balance falls below $2,500 there will be a $10 monthly service charge and dividends will be calculated at our current member saving rate.

Transaction Limitations: 

  • 6 withdrawals/transfers per calendar month to another WCCU account of yours or to a third party by means of preauthorized or automatic transfer or telephonic transfers including data transmission.
  • A pre-authorized transfer includes any arrangement by the depository institution to pay a third party from the account of a depository institution upon written or oral instruction (including an order received through an automated clearing house (ACH) or any arrangement by a depositor institution to pay a third party). If you exceed the transfer limitations set forth above in any month, your account will be subject to closure by the credit union.



Quarterly statements are mailed at no charge. (Members with a WCCU checking account receive a monthly statement of all their WCCU accounts.)

Your Warranty of Safety

Westby Co-op Credit Union is federally insured by the National Credit Union Administration (NCUA).