Business Loans

We offer a variety of Business Loans that are designed to meet your needs to help you grow your business:

  • Real Estate – Purchase, refinance or make long term improvements to commercial, investment, and rental property.
  • Term Loans – Purchase equipment, vehicles, inventory, and any other needs to support your business.
  • Operating Loans – Finance a line of credit to help your business grow and to help manage fluctuations in cash flow.
  • SBA Guaranteed Loans – The SBA 7(a) program provides a lender guarantee to help with the approval of start-up loans
  • SBA Long-Term Financing – The SBA 504 program provides long-term, fixed rate financing through combined lender financing.

A WCCU Line-of-Credit loan will allow you to borrow only as much as you need, precisely when you need it. You may borrow up to a set amount and pay it down repeatedly, balancing your cash flow needs with this ready source of short-term funds. A Line of Credit is simple and easy to use, and is an excellent financial tool to:

  • Cover short term cash needs until accounts receivable can be collected
  • Take advantage of supplier discounts
  • Cover seasonal working capital needs

For more information about our competitive Commercial and Agricultural loan products, contact any of our WCCU locations and we will be happy to assist you.

Meet Our Commercial & Ag Lending Officers

Our Commercial and Agriculture Business Lending Department understands you have a vision for your small business or big company, and it’s our goal to get you there. With a wide range of financing options, WCCU knows access to credit and timely financing will go a long way on your road to success. Apply for a Business Loan online or contact one of our Lenders to get started today.

Sauk County
Commercial & Agriculture Lending

(608) 768-9228 Ext. 1332

Westby & Coon Valley Area
Commercial & Agriculture Lending

(608) 634-3118 Ext. 1688


Member Business Lending Manager

(608) 647-8835 Ext. 1108

Sauk County
Commercial & Agriculture Lending

(608) 643-0006 Ext. 1016

Columbia & Marquette County
Commercial & Agriculture Lending

(608) 745-1600 Ext. 5011

Westby Area
Commercial & Agriculture Lending

(608) 634-3118 Ext. 1225

Richland Area
Commercial & Agriculture Lending

(608) 647-8835 Ext. 1205

Westby & Cashton Area
Commercial & Agriculture Lending

(608) 634-3118 Ext. 1637

Sauk County
Commercial & Agriculture Lending

(608) 678-4000 Ext. 1502