Business Loans

Business/Ag Loans

The local businesses and farms are vital to our economy. At WCCU Credit Union, we are committed to help you start a new business or expand an existing one. We provide excellent lending and first-rate deposit products to suit your business needs. Our experienced staff are situated locally and they understand the needs of our businesses and of our farmers.

We offer a variety of Commercial and Agricultural Loans designed to meet your needs.

  • Equipment Loans
  • Real Estate Loans
  • Livestock Loans
  • Operating Expense Loans

Business/Agricultural Line-of Credit Loans

A WCCU  Line-of-Credit loan will allow you to borrow only as much as you need, precisely when you need it. You may borrow up to a set amount and pay it down repeatedly, balancing your cash flow needs with this ready source of short-term funds. A Line of Credit is simple and easy to use, and is an excellent financial tool to:

  • Cover short term cash needs until accounts receivable can be collected
  • Take advantage of supplier discounts
  • Cover seasonal working capital needs

For more information about our competitive Commercial and Agricultural loan products contact any of our WCCU offices and we will be happy to assist you.

Business Credit Cards

Our WCCU Credit Cards provide a flexible way to streamline purchases and help you control your expenses.  A WCCU Credit Union Business Visa or MasterCard allows you to:

  • Separate business from personal expenses
  • Issue cards to employees for purchases, travel, etc.
  • Set the spending limit on each employee’s card

For more information about our competitive lending services for Commercial and Agricultural loans, contact any of our WCCU offices and we will be happy to assist you.

To Apply For a Business Credit Card Online:

  1. Download the application and save it on your computer/device.
  2. Email completed application to
  3. A Loan Officer will contact you within 1-2 business days.