WCCU Credit Cards

Charge it for Less! 

WCCU Credit Cards at just 7.75% APR!

VISA & MasterCard
VISA & MasterCard

The competition just doesn’t stack up! Dare to compare WCCU’s credit card features with the others.

To Apply Online:

  1. Download the application and save it on your computer/device.
  2. Email completed application to edocs@wccucreditunion.coop.
  3. A Loan Officer will contact you within 1-2 business days.

Earn Rewards Points

Transfer higher interest credit card balances

Online Account Access

Great Low Rate!

Just 7.75% APR

Questions Answered Locally

No Annual Fee

Annual Percentage Rate (APR) for Purchases

A Variable APR,
currently as of
March 26th, 2020*

Other APRs
Cash Advances and Balance Transfers

A Variable APR,
currently 7.75% as

Dec. 26, 2020*

Variable Rate Information

Your APR for purchase transactions may vary. The rate is determined quarterly by adding 4.50% to the Prime Rate.*

Grace Period for Purchases

25 Days

Annual Fee


Cash Advance Fee


Balance Transfer Fee


Transaction Charge on Purchases


Minimum Advance Fee


Late Payment Fee

Up to $20.00

Over-the-Credit-Limit Fee


Method of Computing Balance for Purchases: Average Daily Balances including New Purchases.

For Credit Card Tips from the Consumer Financial Bureau:  To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Protection Bureau at:  http://www.consumerfinance.gov/learnmore

* The information listed above is correct as of 03/26/20 and is subject to change at any time without prior notice. Please contact us to receive the most recent information.

** The Prime Rate used to determine your APR is the rate published in the Money Rates section of The Wall Street Journal, Midwest Edition on the 26th  published day of the last month of each fiscal quarter.

Online Banking Access Users

  • To redeem rewards points and check rewards point balances, sign in to Online Banking. On a desktop, look for the “Quick Links” section on the right side. There will be a link for MyCardInfo. You will need to log in using a separate username and password.

MyCardInfo Access Users


Have a question regarding your credit card account? Call 1-866-570-1238 for assistance.